The Majority

Overview

The majority of people have complete control over their lives. With the help of AI, their finances are balanced, consumer debt is virtually non-existent, and their investments align with their personal values. They are no longer passive consumers, but active participants in the economy.

Monthly Income

+

80.000.000

Recurring Expenses & Insurance

45.000.000

Loans

0

Remaining Monthly Income

+

35.000.000

Asset Portfolio

3.900 million

Assets

400 million

  • Cash & funds in “Flexible Goal Savings”

  • Quality furniture, technology devices, valuable and meaningful assets

Investments

3.500 million

  • Portable personal retirement fund automatically managed by a robo-advisor

  • Green bonds

Debts

(0 million)

  • None

Source of Income

Dual Income

They consciously combine stability and flexibility. One secure income serves as a foundation, while freelance cash flow is managed by intelligent platforms.

Property Loan

None

The option of renting a residence in a premium location makes more sense financially and for their lifestyle. Mobility can also be achieved by subscribing to a taxi service.

Productive Loan

Very rare

This might only happen if their freelance partner needs quick funding for a business expansion that needs to be done quickly. For example, for a major project.

Consumptive Loan

Not used

The AI ​​Life Co-Pilot will immediately alert them if it detects potential spending beyond their means and suggest to save instead.

© 2025 Somia Customer Experience. All rights reserved.

The Majority

Overview

The majority of people have complete control over their lives. With the help of AI, their finances are balanced, consumer debt is virtually non-existent, and their investments align with their personal values. They are no longer passive consumers, but active participants in the economy.

Monthly Income

+

80.000.000

Recurring Expenses & Insurance

45.000.000

Loans

0

Remaining Monthly Income

+

35.000.000

Asset Portfolio

3.900 million

Assets

400 million

  • Cash & funds in “Flexible Goal Savings”

  • Quality furniture, technology devices, valuable and meaningful assets

Investments

3.500 million

  • Portable personal retirement fund automatically managed by a robo-advisor

  • Green bonds

Debts

(0 million)

  • None

Source of Income

Dual Income

They consciously combine stability and flexibility. One secure income serves as a foundation, while freelance cash flow is managed by intelligent platforms.

Property Loan

None

The option of renting a residence in a premium location makes more sense financially and for their lifestyle. Mobility can also be achieved by subscribing to a taxi service.

Productive Loan

Very rare

This might only happen if their freelance partner needs quick funding for a business expansion that needs to be done quickly. For example, for a major project.

Consumptive Loan

Not used

The AI ​​Life Co-Pilot will immediately alert them if it detects potential spending beyond their means and suggest to save instead.

© 2025 Somia Customer Experience. All rights reserved.

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