Financial Futures of Gen Z

Financial

Futures

of Gen Z

Financial

Futures

of Gen Z

Decentralized Empowerment

* Pictures in this scenario were generated using AI

The unstable and stressful formal economy is forcing Gen Z to become independent from the system. With high levels of private sector involvement, they are responding by leveraging decentralized technologies like blockchain, NFTs, and other digital platforms to build alternative economies.

Worsening environmental issues are a key driver of innovation; they are creating bottom-up solutions like recycling startups, urban farming, and social commerce for eco-friendly products.

How do we get here?

Prolonged global and domestic economic uncertainty.

Robust digital communities that serve as social safety nets and informal venture capital.

The explosion of the gig economy and digital platforms that enable individuals to directly monetize their skills.

Their Environment

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The sun is heavy in this city.
A thin brown fog hangs between the buildings. It always hangs there. It carries a smell, sweet and sour and sick. It is not a morning fog. It is the breath of the city—from the mountain of trash in the east.